I am Dr. Buddhi Malla, a seasoned banker and columnist with 3 decades of diverse experience, predominantly in banking for 24 years. My professional journey includes significant roles such as CEO at Rising Development Bank Ltd. and OM Finance Ltd., as well as Deputy CEO at Om Development Bank Limited. Presently, Currently I am working as an Assistant General Manager at NMB Bank Limited. Beyond my banking career, I am also recognized as the author of the motivational book “Safalta Sambhav Chha.” I am a columnist who has penned numerous articles covering a wide array of topics, including banking, economics, motivation, and literature.